The best types of bank services can vary depending on individual needs and preferences. However, some common and highly regarded bank services that are considered valuable by many customers include:

1. Checking Accounts: These are basic accounts that allow you to deposit and withdraw funds for day-to-day transactions. They often come with a debit card, check-writing capabilities, and online banking access.
2. Savings Accounts: Savings accounts help you grow your money by earning interest on the balance. They are ideal for setting aside emergency funds and saving for specific goals.
3. Online Banking: A robust online banking platform allows you to manage your accounts, view transactions, pay bills, transfer funds, and more conveniently through the internet.
4. Mobile Banking: Mobile banking apps enable you to perform banking tasks on your smartphone or tablet, offering the same functionalities as online banking but with the added convenience of mobility.
5. ATM Access: Wide access to ATMs allows you to withdraw cash, make deposits, and perform other basic transactions without visiting a physical branch.
6. Credit Cards: Banks that offer credit cards with competitive rates, rewards, and benefits can be attractive to customers looking for convenience and flexibility in making purchases.
7. Loans and Mortgages: Banks with favorable loan terms and competitive interest rates for personal loans, auto loans, and mortgages are often preferred by those seeking financing.